Telecommunication Industry Tricks

How many of you out there are unhappy with your current phone company? Do you feel like you are being ripped off and taken advantage of. Well I'm going to share with you how to get better customer service and better products as well as guard against telecommunication industry tricks I will also share with you some of the common problems with telecommunication industry services today.

Some companies in the telecommunication industry will do anything to get your business as the telecommunication industry is so competitive they even use really dirty tricks to do this, Below are just a couple of the tricks telecommunications industry companies use which you should be aware of.

1. Picking. This is a very sneaky way of getting your business and laws have done a great job of putting an end to it, but it still happens from time to time. 'Picking' is when a communications carrier gets your business by your 'something' unaware authorization. You fill out some form to win a prize or answer a survey and the next thing you know, you've been switched without knowing it and suddenly your outrageous bill is your only indication that something is horribly wrong.

2. Slamming – This is just what it sounds like, you go to bed using one service and wake up using another and you'll never know it until you've gotten that outrageous bill.

A lot of telecommunication companies out there in the telecommunication industry use all kinds of creative ways to get your business, none of which is really based around approaching your business.

The best advice I can give you to avoid these problems is to have a personal telecommunication industry specialist who is assigned to make sure all of your telecommunications needs are being met. The assigned telecommunications specialist will make sure all your services are being provided at not only the best rate, but also with the best in customer service. I'm not talking about hiring someone for this, but finding a company that allows its reps to provide that 'direct link' to the company.

Think Credit Scores Do Not Apply To Young Adults? Think Again

By the time you turn 28, you will probably have a career and possibly a family. When you want to make big purchases like buying the car of your dreams or buying a house to raise a family, your credit score becomes more important than ever. Your credit score is also referred to as a FICO score and is typically a number between 300 and 850. Bank lenders who will loan you money for a house or a car will look at this score very carefully before lending you the money and deciding your interest rate. According to the article Starting Out by Kelly K. Spors in The Wall Street Journal, FICO scores above 760 qualify you for the best loan terms, while scores below 600 can mean unappealing terms and higher interest rates – or bar you from getting a loan all together. The breakdown of the FICO score includes a 35% weighting for payment history; 30% for the amount owed, especially as compared to your credit limits; and 15% for the length of your credit history. Also, having too many credit inquiries and loan applications by you or too many accounts opened in a short time can hurt your score.

So I made a mistake, how do I improve my credit score?

1. The first thing to do is to start paying your bills on time. If you have Internet access, it may be a good idea to set up an automatic bill pay (either through your bank's website or the actual credit card or loan company's website). This way, the bill will be deducted out of your checking account at the same time every month and will reduce your chances of your payment being lost in the mail. Paying your bills on time every month for about a year will dramatically improve your score.

2. The second thing to do is to check your credit report from all three major credit bureaus once a year. If you check it more than once a year, this may hurt your score. You can access your report for free at http://www.annualcreditreport.com . Be careful, many sites say they provide free credit reports but there is often a catch. Identify inaccurate information in your credit report and write a letter to the addresses listed below explaining your situation.

Equifax PO Box 740241 Atlanta, GA 30374

Experian PO Box 2104 Allen, TX 75013

TransUnion PO Box 2000 Chester, PA 19022

3. The third thing to do is to be smart with your credit. This means avoiding mall shopping sprees or playing online poker. Use your credit cards wisely. It is also smart to keep your credit card balances at 30% or less of your limit. This keeps your score up and leaves room on your credit card for emergencies like auto repairs and house repairs.

Copyright 2006 Debt Management Credit Counseling Corp.

Michael Kors Shoes

Do you own a pair of Michael Kors?

If you are looking for elegance and sophistication in a shoe, Michael Kors has the design for you. Shoes are considered an accessory because it helps to complete an outfit. Whether you are dressing up to go out for the evening or you are just relaxing over a cup of coffee, you will enjoy the designs of Michael kors.

The Michael Kors collection works with several different designs and colors to perfect the comfort and style of each shoe he brings into the market. The basic colors of black, orange, burgundy, and brown are used so you can find the shoe that you like the best. The choices in footwear include sandals, pumps, wedge heels, boots, and more. You can find everything you need with the Michael Kors collection.

Shoes that are in style for you

Michael Kors has the shoe for any outfit and any occasion. Some of the shoes available that are the most versatile include some of the following below.

The McGraw leather boot. If you like your boots to go to your knees then this is the right boot for you. You can not only walk taller but feel sexy too. This boot is made from a soft cognac leather so it will be durable and dependable for a long time. With this type of leather, the more you wear it, the softer it will feel. It features a five-inch platform heel that you can wear for everyday or just on an occasion.

Every woman needs a pair of leopard print pumps for those occasional nights out. The leopard print pumps feature a peep toe and a graffiti design. It has a five-inch stacked heel.

Domino suede boots are a must have whether you want to wear a pair of jeans or you want to dress up. Slip these boots on to maximize your comfort. It has a stacked three-inch heel and is perfect for any occasion. Save these for a night out on the town when you do not feel like wearing tall heels and a dress. You can still look sophisticated when you wear these boots with jeans. Throw on a leather jacket to complete the look.

Out in Style

With Michael Kors collection you are going to find everything you need for everyday or for that special occasion or event. Go through your closet and organize your outfits so you know what you have and then you can go shoe shopping for your Michael Kors shoes.

5 Tips for A Creative Retail Branding and Design Strategy

Quality retail branding is meant to connect businesses with customers in a way that builds trust and desire in the consumer for the brand and their product. Branding has been around since ancient times (from Roman columns to Chinese stamps), but modern commercial branding is a new phenomenon. People are more involved with brands than ever, locally and globally, to the point where two golden arches are immediately recognizable by almost everyone around the world, without any words in the picture.

In the complex world of retail, which is composed of multiple elements and disciplines, a consumer can see connections, or a lack of connections, between all the different aspects of retail at a glance. And that is where design comes in. Retail branding and design aims to create a harmonious and holistic schema out of all of the elements of retail, from personnel to product presentation. Design is not just about looks, but about function. Without a good branding and design strategy, retail stores are a mishmash of unrelated ideas that can confuse and put off potential customers.

Design your layout based on traffic flow:

When customers enter the store, where do they look? Which way do they go? Position your best products in areas where customers are more likely to notice them. Pedestrian traffic is often influenced by vehicular traffic. That is, in areas where people drive on the right side of the road, in-store traffic patterns tend to move in a clockwise pattern. Use these patterns to your advantage.

Create a focal point in your visual displays:

Don’t just bring attention to anything and everything in the store, but draw customers in by featuring one item prominent, whether that’s in a window display or in the middle of your store. Strategically position lights and other items to point to your featured product and avoid distracting customers by putting equal weight on too many items at once.

Make window effects:

Windows make small spaces look larger and more inviting. Creating windows in the walls separating two rooms can give the entire building a more airy ambience, or creating visual illusions of windows such as white panels or drapes around mirrors, can also create a window effect, increasing the feeling of light and movement, especially if you are in a small space.

Avoid clutter:

Clutter feels noisy and uncomfortable for customers. Don’t overload your customer’s visual circuits with signs and patterns and displays galore. Instead, use neutral colors for larger items and accent the space with smaller items with brighter colors, and do not place your merchandise too closely together.

Use lighting to your advantage:

Lighting is important in any shop, and especially so in small corners. Make sure that your store is well lit, or else you will not be making good use of your space – customers don’t usually prefer to wander into dark, shadowy areas, so any merchandise displayed there will not receive a fair consideration. Use a combination of different lights to keep the space illuminated and to add variety and interest to the space.